Employees Insurance
Employees are key asset of every successful business. We help you protect that and also ensure that your legal responsibilities towards them will be properly covered. Click on each tab below to see how it is done:
- Workmen's Compensation
- If a work-related accident or occupational disease leads to
death or total disability of one of your staff members, the UAE
Labor Law requires you to pay his family members, 24 times his basic
salary which should not be less than AED 18,000. In case of partial
disability, a proportionate payment would be payable. On top of
this, you may pay for treatment cost of the employee and perhaps
his return to his home country.Our Workmen's Compensation insurance
covers the above legal liability and also gives you the option to
cover the medical expenses of injured employees and expenses of
their return to their home country.
Click here to arrange Workmen's Compensation cover, get quotation or ask for further details on this. - Employer's Liability
- You may be sued if due to your negligence or fault, a work-related
accident happens and causes bodily injury or death to one of your
staff members. We can extend your Workmen's Compensation policy
to also cover such claims made at UAE Courts, up to an agreed limit.
Click here to arrange Employer's Liability cover, get quotation or ask for further information on this. - Personal Accident
- You may wish to cover your employees not just for work-related
accidents but for any accident, no matter where your employees are,
even when they are travelling for holidays.Personal Accident insurance
allows you to support them and their families when they suffer disability
or death, following an accident. They will receive an agreed sum
and also get their related medical expenses covered. At Iran Insurance
you have the option also to cover their return cost to their home
country.
Click here to arrange Personal Accident cover, get quotation or ask for further information on this. - Medical Insurance
- By arranging medical insurance for your staff, once an employee
is unwell, his diagnosis and treatment costs will be covered as
per the arranged package. The cover can also be extended to their
dependents - spouse and children - offering your employees even
more peace of mind and protection.When you arrange your medical
cover through Iran Insurance, you will benefit from:
Tailor-made packages to meet your specific requirements
Competitive rates
Access to numerous medical centers - hospitals, clinics and so on
Fair assessment of claims by affiliated third-party Administrators.
24/7 world-class call center
Quick processing of requests
What can be covered?
Our medical insurance packages usually cover:
- Consultation fees
- Medicines
- Hospitalization
- ICU
- Emergency ambulance
- Physiotherapy
- Treatment of preexisting and chronic diseases
- X-ray, CT Scan, MRI and other radiologic tests
- Laboratory and other diagnostic examinations
- Endoscopic procedures, Biopsy and small surgeries
- Surgical procedures
- Nursing charges
You can also apply for the following optional benefits to be included into your cover, however this will remain at the discretion of our underwriters as it will depend on your group specifications:
- Dental
- Optical
- Maternity
- VIP cards with special features
- Alternative treatments
- Children vaccination
- Routine checkups
- Psychiatric treatment
- World-wide coverage
- Companion accommodation
- Organ transplant
- Prostate/Breast cancer screening
- Repatriation of mortal remains
- Medical emergency evacuation
Click here to arrange your required medical cover, get quotation or ask for further information on this.
